truecedi loan application process
truecedi loan application process

TrueCedi Instant Personal Loan App – Get Online Loan of Ghc5,000

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Online loan is a good option for people who don’t have good credit. It is also an option for people who need a loan on urgent need.

This is the first product of its kind with a simple application process, without the need for collateral or personal credit information.

With an online loan, you receive cash on the spot and a loan that you can repay over the next three months.

Here’s how to get a loan with the TrueCedi app.

What Is TrueCedi Loan?

True Cedi Loan is an app that helps you apply a personal loan, in case there is any urgent needs. TrueCedi pursue the best experience of mobile personal loans for Ghana.

All loan applications are approved and sanctioned by BOG(Bank Of Ghana) and communicated upfront during Loan application.

JAIN FINSCAP LENDING LIMITED is a Systemically Important Microcredit Company within the group companies carrying the True Cedi brand.

how to apply for truecedi loan
how to apply for truecedi loan

TrueCedi Loan Requirements?

To be eligible for Truecedi loan, applicants must be:

  • Ghana Resident
  • 20-60 years old
  • Have a Monthly income.

Why is TrueCedi the best amongst the lots?

Undoubtedly, you’ve heard of loans of personal loan apps in Ghana, but why should you choo1se TrueCedi?

Below are three reasons why you should choose TrueCedi Loan:-

  1. No paper works/documents
  2. No collateral or guarantors
  3. No hidden fees

TrueCedi Loan Interest Rate

TrueCedi Loan Interest ranges from 15%- 36% with an equivalent monthly interest of 1.25% – 3% and APR of 15%- 36%.

  • Example:
    If you choose a 91-day loan and borrow 50,000 GHS, the interest rate is 2% per month and the interest rate is 6%, They would charge you 3000 GHS as interest of 91-day repayment period. So the total amount of repayment is 5,3000 GHS.
truecedi loan application process
truecedi loan application process

TrueCedi Loan Amount and Term Tenure

TrueCedi Loans range loans from 5,000 GHS to 200,000 GHS with terms from 91 – 180 days.

But as a new lendee, you might be given only 200cedis on your first application.

TrueCedis Contacts Info and Address

TrueCedi Email: cartnarh.e[email protected]
TrueCedi Tel: +233 837657815
TrueCedi Address: 95CQ+J77, Unnamed Road, Tamale, Ghana.

How to apply for TrueCedi Personal Instant loan?

how to apply for truecedi personal instant loan
how to apply for truecedi personal instant loan

Now, you might be wondering how to apply for this instant online personal loan. To do so, simply head over to playstore and download the TrueCedi Loan online app.

After Installation, please launch the app, register an account on the app by typing in your phone number.

TrueCedi will send you a 4 digit OTP (One-time Password), kindly enter that code into the space provided.

After registering your account successfully, TrueCedi will require you to provide some basic information about yourself. The information you will provide before the loan will be reviewed and approved are:

  • Personal Information
  • Emergency Contacts (Two people)
  • WithDraw Bank Account (Where you want TrueCedi to send your money to)

Now Click On APPLY NOW

Personal Information

  • Select Your Gender (Male or Female)
  • Enter Your email (i.e [email protected])
  • Alternate Number (i.e 0206660157)
  • Your First Name (i.e Frank)
  • Your Middle Name – Optional (i.e Osei)
  • Your Last Name (i.e Nyarko)
  • Your date of birth (i.e 19/10/1999)
  • Your marital status (i.e Single, Married, Divorce etc)
  • Select whether you’re currently schooling.

When done, click on NEXT to proceed.

Emergency Contacts

Under the emergency Contacts, you must choose two people which TrueCedi Loan can contact incase you default your loan.

  • Your RELATIONSHIP with the person
  • NAME of the person
  • The person’s PHONE NUMBER

NB: You can just select the contacts from your contacts list without having to type them again.

When done, please click on NEXT to go to the Next page.

Mobile Money Wallet

On the next is where you’d have to provide your Bank Account details or MOMO Wallet details.

  • Wallet Mobile Number (i.e 0545880700)
  • User Name (i.e Frank Osei Nyarko)
  • Wallet Channel (i.e MTN Ghana, Vodafone Ghana, Or AirtelTigo Ghana)

As usual, click on NEXT to visit the last page.

Identify Verification

Under the identity verification, you have to provide a valid ID issued by the Government Of Ghana. ID card like Ghana Card is highly recommended.

  • Select your ID Type
  • Type the ID Number

Click on next to go to the loan offer page. Here’s where TrueCedi will show the amount you qualify for this time.

Please thoroughly review this to see you like the offer, if you truly like what TrueCedi have to offer, click on Submit Application and TrueCedi Loan shall review and approved your loan application almost instantly.


Nowadays, one of the biggest challenges of the online loan business is to get personal loan of up to ₡5,000.

The TrueCedi online loan app makes this a reality. The app is a reliable and convenient way to get your personal loans. This blog will go through how to get the best loan offer.


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Frank Osei Nyarko, Well-known as Supremo DM is a Digital Marketer, Website Designer, Song Writer, and Tech Enthusiast. - Reach me via any of the mediums below if you've got business to discuss. Email: [email protected] Call/Whatsapp: +233 545 880 700 Facebook: Supremo DM General Twitter/Instagram: @_supremodm Cheers❤️🎉


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