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20220404 093339

Must Read: Best way to avoid paying E-Levy in Ghana

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mobile telcos 1 1
mobile telcos 1 1


On 17 November 2021, Ken Ofori-Atta said the Government of Ghana decided to tax all electronic transactions in the informal sector to cover the tax net.

He made this known in the 2022 budget statement and economic policy that was read in the parliament of Ghana.

1.75% is the rate of the E-levy which the Government decided to apply on all transactions.

Almost every Ghanaian is against this E-Levy of which I am not exempted.

I am against this E-Levy not because I am against the paying of Tax, I know the essence of paying tax and how tax paying is paramount to the development of every nation.

Unfortunately for a country like Ghana, there have been many occasions and instances where these money accrued from the ordinary citizens are being used unintelligently.

Perhaps, this could be the reason majority of the country’s population is against it. Yet, the Government has passed it.

The passing of the E-levy has sparked many queries online.

Queries such as how to deactivate my mobile money account, how to avoid paying E-Levy, how to leave the country and lots more.

However, this article opt to tackle this particular query “How to avoid paying E-Levy”.

Read Also:>>> How to Deactivate MTN Momo account from your Sim.

E-Levy Charges

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20220404 093339

Is it even possible to avoid paying E-Levy whiles you are still using mobile money? Intelligently, I will say YES! Is it possible.

Per the information available to us, you are only charged when you send an amount of 100Cedis and above but you aren’t charged when you withdraw 100cedis and above.

So what if you stop sending those money and withdraw money instead?

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1119202162257 qvmxpcb543 mobile money

What is E-Levy

E-Levy is Electronic Transaction Levy (commonly known as Electronic Levy) is a tax applied on transactions made on electronic or digital platforms.


To protect your money from wicked #MoMoTax and MoMo charges, do the following:-

If you want to send GHC 300 to your mother’s or someone else’s MoMo number, you will be charged 0.75% ie GHC 2.25 by MTN then charged 1.5% ie GHC 4.5 by government.

Then when she withdraws, she will be charged GHC 3. So on one transaction of 300, total deductions will be GHC9.00.

Do this instead. Let her/him go to a MoMo vendor and mention your number to the vendor.

Allow Cash Out wherever you are and give your ID number. The vendor initiates withdrawal and it comes to you for approval wherever you are.

You approve. Your mother/the person receives cash. This way you avoid MTN charges on transfer and you avoid the wicked #MoMoTax.

You only pay GHC 2.25 on GH 300 instead of GHc 9.00 cedis.

After receiving the cash, if it is not needed it can be deposited and cashed out later, only that when you are withdrawing later you pay extra 2.25 cedis.


We owe a duty to ourselves to make sure these wicked charges don’t finish us. It is part of the resistance.

Aluta Continua 💪 💪 💪 💪
No to E-Levy
Necessity is the mother of invention

So if you use the above strategy, the person gets his/her money, you are only charged the withdrawal fee and no sending fee or E-Levy will be paid. In this case, you’ve successfully avoid paying the E-levy.

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Frank Osei Nyarko, Well-known as Supremo DM is a Digital Marketer, Website Designer, Song Writer, and Tech Enthusiast. - Reach me via any of the mediums below if you've got business to discuss. Email: [email protected] Call/Whatsapp: +233 545 880 700 Facebook: Supremo DM General Twitter/Instagram: @_supremodm Cheers❤️🎉

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