Introduction
A lot of people are getting into debt, and many of these people are struggling. However, with a personal loan, you can get out of debt and have better financial health.
With more people living in poverty, access to capital is becoming the most sought after.
All over the world, people are looking for ways to finance their goals, but they are limited with their finances.
They are hoping to find a way to access capital, but they don’t want to take on long-term debt. With that in mind, there is an option.
It’s called “Izwe Secured personal loan“, and it’s what you need.
You can get a person loan up to the value of GHS1,000,000 in just 24hrs.
This article will take a look at what an izwe secured personal loan is, how they work, and why this might help you.
Read Also:>>> How to Apply for Izwe’s Payroll loan for civil servants
What/Who is Izwe?
Izwe is a registered Finance company and subsidiary of the Izwe Africa Group, an international financial solutions group and private loan lender with its headquarters in Mauritius.
Izwe offers secured personal loans, payroll loans for government employees, SME loans, Fixed-term investments, savings, and transactional accounts for individuals and businesses.
How much can I get with Izwe?
With Izwe secured personal loans and business loans, applicants can get up to GHS1,000,000.
Note: This solely depends on the value of your assets.
How much loan do I qualify for with Izwe?
Depending on the assessment outcomes, you could qualify for a loan of up to 70% of your asset value with Izwe Loan.
Izwe Loan Repayment Terms
Izwe Offer up to 48 months for loanees to repay their loans
Izwe Payroll Loan Interest Rate
There is no fixed interest rate for Izwe’s Payroll loan.
This is because, your interest rate depends on a number of factors, such as: Loan amount and term.
However, per Bank of Ghana requirements, They’ll disclose your interest rate in your pre-agreement document.
How to apply for Izwe Secured Personal Loan?
There are three convenient options for applying for Izwe’s Personal Loan, these are:-
- Apply online
- Visit one of our branches
- Contact our call centre on 0302 208 222
Before applying for Izwe’s Personal loan, please have the following documents and information ready:
Landed property
Personal loans:
- Your land title deed
- Recent months’ recent bank statements
- Valid national ID
- Mobile money statements
- A recent payslip
iBiz Business loans:
- The land title deed
- Business registration (if registered)
- Recent Bank statements
- Valid National ID
Existing owned vehicles
Personal loans:
- vehicle ownership documentation
- comprehensive insurance cover
- A valid driver’s license
- Recent months’ bank statements
- Mobile money statements
- A recent payslip
iBiz Business loans:
- vehicle ownership documentation
- comprehensive insurance cover
- A valid driver’s license
- Recent Bank statements
Offer only valid for cars less than 15 years old.
Cash/iVest/Treasury bills/Bonds
Personal loans:
- Investment certificate or evidence of cash placement certificate
iBiz Business loans:
- Investment certificate or evidence of cash placement certificate.
Invoice discounting
For iBiz business loans
- Proof of signed client order or purchase order.
IzweGhana Branches In Ghana
Izwe have eleven branches in Ghana so far, you can CLICK HERE to find the nearest branch
Izwe Contact Information
You can contact Izwe Ghana on 0302 208 222 or visit one of their nearest branches.
Conclusion
We hope you enjoyed our blog about how to get up to GHS1,000,000 within 24hrs!
We know that many people want to get a personal loan but worry that they won’t be able to pay it off. In this article, we hope to address your concerns and provide you with all the information you need to feel comfortable and confident in your loan.
We will do anything we can to help you get the money you need so you can pay off your loan and have peace of mind!
If you have any questions, please don’t hesitate to reach out to us via the comments section.
Thank you for reading, we hope to hear from you soon!
