It’s never been easier to get instant cash loan up to Gh¢ 6,000 straight into your momo account. Crestcash is the among the leading and easiest loan platform lender in Ghana.
They provide quick and instant loan services for both individuals and businesses across Ghana, with competitive rates and great repayment terms.
This loan is for real, and they are verifying all customers through their instant loan verification system.
Their loan business model is transparent, viable, and effective.
This is why a lot of Ghanaians have started trusting and using our services since it inception.
In this article, we shall talk about how to apply for crestcash loan and get the loan almost instantly! – without further ado, let’s get started.
What is Crestcash?
Crestcash Is a fast and safe mobile loan app in Ghana. With Crestcash, it is easy to apply for an instant loan up to Ghc 6,000 (Six Thousand Ghana Cedis).
Certainly, Crestcash’s loan can help you bind whatever financial mess you might be in.
Who Is Eligible For Crestcash Loan?
The Eligibility of the Crestcash Loan Application are:
- The Applicant Should be a Ghana Resident
- The Applicant Should be at the age of 20-58 years old.
What is the Interest Rate Crestcash Loan?
CrestCash Interest rate ranges from 16% – 64% per annum.
Loan Amount = GHS 1000
Loan Tenure = 91 days
Interest Rate = 30%
Total Fees= GHS 80 (Interest GHS 16, Service Fee(includes credit system service fee, loan platform management fee, risk consulting service fee) GHS 40, Risk Management Fee GHS 24)
Maximum repayment due= GHS 1080
How much loan does Crestcash give?
Crestcash gives loan amount of Ghc 80 up to Ghc6,000
The loan you’d be given on your first application solely depends on your credit score.
CrestCash Loan Term
Crestcash claims their shortest term is 91 days whiles 365 days being their longest term.
However, I noticed when applying, you are given only 8days to repay your first Loan, that’s weird, you know?
CrestCash Contact Information
CrestCash Phone Number: +233506459029
CrestCash Email: [email protected]
Crestcash can be located at HM5F+R2, Weija, Accra, Ghana.
How to apply for Crestcash Loan?
Ultimately, this is the actual purpose of this article.
So if you’ve keenly read through Crestcash Requirements, their interest rate and other necessary information you need to know before you apply, and you’ve decided to apply for this loan, read on then!
Download Crestcash App
CrestCash Sign Up
Once you are done downloading the app, lunch it.
As shown in the screenshot below:-
- Type in your phone Number
- Click on Get Code
- After type in the code Crestcash has sent you.
- Set a password
- Now click On Confirm to proceed.
When you’re on the homepage of the Crestcash App, click on Authorize or Apply Now
CrestCash Basic Information
You’d sent to a page where you would be required to provide some basic information about yourself.
- First Name (e.g Frank)
- Middle Name (This is Optional though)
- Last Name (Osei)
- Date of Birth
- Your Gender
- Your alternative number
- Now click on Next to proceed.
CrestCash requires you to provide some personal information about yourself as well.
- Your Occupation
- Your Monthly Salary
- Main Source of Income
- Your Payday
- How long you’ve been doing that work
- Your email address
- Your education level
- Your marital status
- How many people depends on you?
- Do you rent, your own house or is a family house?
- When done, click on Next to continue.
Another Requirement is selecting two people as reference. So in case you default, they will call these people.
However, Crestcash claim they won’t disclose your information to anyone without your consent.
On the next page, Crestcash will ask you to provide an ID card (Voters ID – the old one, Passport or Ghana Card )
You’d type the ID number, capture the actual card and after you would have to take a selfie of yourself as well. – That’s pretty much it.
When the authorization process is complete, which usually takes 5 minutes, a loan offer/amount would be shown to you with it term.
Now, click on Apply Now, your loan will be disbursed into your mobile money account in no time.
This is a blog post about how to get a loan with Crestcash.
Our blog post provides information about how to apply for a loan including rates, application process, eligibility, and more.
Please contact Crestcash team at any time for more information if you got stuck with the application process. You can find more mobile loan app by visiting HERE.