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Fintech
FintechFor GhanaiansMobile

SikaPurse: Get an instant Loan From Gh¢ 2000 to Gh¢ 5000 Straight Into your Bank Account.

sikapurse instant mobile loan app in ghana
sikapurse instant mobile loan app in ghana

Table of Contents

Introduction

If there’s anything we must applaud technology for, Fintech must be one facet technology deserves to hurray – Since it has automated delivery and enhanced the use of financial services.

The inception of Fintech has Aid Mankind in various ways which Mobile Loan is among.

Acquiring a Loan In Africa, Precisely In Ghana Is not guaranteed to be given either from the Bank, friend or a family member – Due to this people always find it tremendously difficult to implement their business ideas.

However, the introduction of Mobile Loan Apps In Ghana has come to ease our pain.

In This Article, we shall talk about how to get an Instant loan from SikaPurse.

What Is SikaPurse?

I heard you ask, What is SikaPurse? – Well, SikaPurse is an Instant Mobile Loan App in Ghana that offers flexible Loan Products. i.e. Online Loans in Ghana, Super Loan and Better Loans.

Who Is Eligible For SikaPurse Loan?

The Eligibility of the SikaPurse Loan Application are:

  • The Applicant Must be a Ghana Resident
  • The Applicant Must be at the age of 22-55 years old
  • The Applicant Must State His/Her Monthly Income Source.

What Makes SikaPurse Loan Better than Its Competitors?

You might have heard of lots of Mobile Loan apps in Ghana, So, You may be wondering why you should choose Sika Loan Over the Others.

Below are the reason why you should Choose SikaPurse;

  • They Have No Hidden Charges
  • You can get a loan of up to Gh¢ 5,000
  • You Can/Will Choose your payment Tenure
  • They Are Available 24/7
  • They Are Secure, Reliable and Flexible
  • They Provide Credit Decision.

What is the Interest Rate?

The interest rate for SikaPurse loan starts from 8% to 25% per annum.

For instance, if you apply for a loan of Gh¢ 5,000, the term is 90 days and the annual interest rate is 10%. So the daily interest rate=10%/365=0.027%, the interest for 90 days =5,000×10%/365×90= 123, the total repayment=5,000+123= Gh¢ 5,123.

How To Apply For SikaPurse Loan?

Now that almost all the questions buzzing your mind are answered, let’s tackle the loan application aspect!

To Apply for the SikaPurse Loan, You will need to download their mobile App from Google Playstore (Click Here To Download)

After the app is successfully installed, Lunch/Open it.

SikaPurse Sign up

sikapurse loan instant mobile loan app in ghana
sikapurse loan instant mobile loan app in ghana

As shown in the Screenshot Above, Fill in the space provided, Tick “I agree to the Privacy Policy” and Click on Submit.

Ps: When you type your phone number, you shall receive a One-time code, use that in the “Enter the OTP” Space.

sikapurse loan instant mobile loan app in ghana 1
sikapurse loan instant mobile loan app in ghana 1

After a Successful creation of the SikaPurse Account, you should see a Page similar to the one above. Click on “GO”. Let’s begin the Actual loan process.

Personal Information

It is required you take a picture of your ID card. i.e. VOTER’S ID(Old Or New). As illustrated in the below image, click on the Camera to capture your ID.

NB: Make Sure the Photo is clear and complete, you can’t modify it once you click on NEXT!

sikapurse loan id card
sikapurse loan id card

Now, Type/select Your:-

  • Name (First Name, Last Name and Middle Name – If You have)
  • VOTER’S ID number
  • Select Your Gender
  • What is Your Date Of Birth? Select that Here

Please do check all information is accurate before you click on NEXT!

sikapurse loan personal information
sikapurse loan personal information

Company Details

• On this page, Provide your company’s name or your place of work

• Enter your company’s mobile phone number, in my case, I used my own number.

• Where is your company situated, or where do you reside? Select that Here.

Emergency Contacts

sikapurse loan mobile loan apps in ghana
sikapurse loan mobile loan apps in ghana

Under the Emergency Contacts, select two people as references. Don’t worry, they will not call them. SikaPurse will only call these people when you can’t pay back your loan.

Bank information

We are almost at the end of the tunnel(That’s if the steps above seem like a difficult task to you), Provide the Bank details you want your loan money disturbed into.

  • Bank Name
  • Branch Name
  • Bank Acount Number

And finally, your

  • Email Address.

Now hit on the SAVE button and follow the prompt.

sikapurse quick mobile loan apps in ghana
sikapurse quick mobile loan apps in ghana

Conclusion

We are done for today, I hope this article helps you get an instant loan from SikaPurse. However, You can as well try these Four lenders (Click Here) or Bloomkcash (Click Here)

There are lots of interesting stuffs here on Techflaver.com, Kindly check out our HomePage(Click Here)

Source: Techflaver.com

Frank Osei Nyarko, Well-known as Supremo DM is a Digital Marketer, Website Designer, Song Writer, and Tech Enthusiast. - Reach me via any of the mediums below if you've got business to discuss. Email: [email protected] Call/Whatsapp: +233 545 880…

27 Comments

  1. Emmanuel Dzededzi says:

    Please I am retired but I receive my pension of GHC2000 through Standard chartered Bank Legon Branch. Is it possible in my case to give the bank a standing order for the deductions to be made to Sikapurse company?
    Please I want to know if that is possible

  2. Clement Ago says:

    Can you do something about your payment plan. From seven days you can make is thirty or thirty- one days

  3. victora says:

    The format does not allow alphabets other characters for the voters no. column

  4. Sandra says:

    Please, I don’t want the loan what do I do

  5. Awedam Joseph says:

    Please I will like to find out if I can aquire a loan of ghc5000 as a new applicant.??

  6. vida says:

    hi pleases i applied for a loan , the loan was never sent yet I’m being asked for a repayment
    tried their contact and its on voice mail. if there is another i can call please kindly assist

  7. Mary says:

    Please may I know if you offer loan to Private worker (Traders)

  8. Dorcas adoma says:

    I applied for a loan but have not receive any message yet so what should I do

  9. victoria ababio says:

    please what is the format id for the old voter’s card? I keep getting the wrong format any time I try to register

  10. victoria ababio says:

    Please what is the format ID number of the old voter’s card? I keep getting the wrong format any time I try to register

  11. Dorothy says:

    Would like to know why paid through bank accounts when our Momo account is there? I think if the money is small , it can ne sent to our Momo account instead. Or any specific reasons??

  12. John Attah says:

    I’m not receiving My OTP

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